You can buy Growtopia Gems without a credit card by using official web portals, regional digital wallets, mobile carrier billing, or direct GrowID top-up services. In Growtopia, Gems act as the non-tradeable base currency for buying locks, packs, and upgrades from the official store. Players without international bank cards can fund their account balance through direct GrowID input without sharing passwords or account credentials.
Approved external web checkout via Codashop
Ubisoft officially supports Codashop as an external payment channel. The service links directly from a button inside the Growtopia in-game shop or through their website.
Codashop Malaysia supports regional e-wallets such as Touch 'n Go eWallet, GrabPay, ShopeePay, MAE, and Boost, alongside online banking through FPX. Checkout requires only your Grow ID, without creating an account or logging in.

Growtopia Gems
Mobile carrier billing on your phone
Carrier billing allows you to charge Gem purchases directly to your monthly mobile phone bill or deduct the balance from prepaid cellular airtime.
On external web shops like Codashop, regional mobile networks including Celcom, Digi, Maxis, and U Mobile handle checkout directly without entering card details Codashop Malaysia. Alternatively, if your mobile operating system account connects directly to your cellular provider, you can complete in-app transactions through carrier billing on supported networks.
Gift cards and regional Google Play restrictions
App store gift cards historically offered a cash-to-digital workaround for buying Gems, but regional availability has contracted.
Prepaid Google Play gift cards and Play balances expired in Singapore on February 1, 2025, and in Malaysia on February 1, 2026, as documented by Google Play Help. While players in regions like the United States or Australia can still redeem prepaid gift cards up to local balance caps, players in expired regions must rely on alternative active options such as mobile phone billing, supported e-wallets, or online banking.
Direct GrowID top-up safety and account rules
Third-party recharge providers offer an alternative to store billing. When using Growtopia Gems top-up services, you only provide your registered Grow ID. Legitimate direct top-ups never ask for your account password, email credentials, or security questions.
Safety and platform rules during checkout: - Never share your password or accept in-game world drop trades from unverified sellers. - Growtopia enforces a strict daily purchase limit across all player accounts Ubisoft Support. - This threshold cannot be bypassed; once reached, transactions pause until the following day. - If Gems do not appear after payment, gather your GrowID, Transaction ID, purchase date, and package details to submit a ticket to Ubisoft Help.







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